{"id":1216,"date":"2024-07-25T01:37:05","date_gmt":"2024-07-24T17:37:05","guid":{"rendered":"https:\/\/henrysfinancialnotes.com\/?p=1216"},"modified":"2024-07-25T11:16:31","modified_gmt":"2024-07-25T03:16:31","slug":"is-the-government-subsidized-mortgage-still-worth-it-in-2024","status":"publish","type":"post","link":"https:\/\/henrysfinancialnotes.com\/en\/is-the-government-subsidized-mortgage-still-worth-it-in-2024\/","title":{"rendered":"\u4e00\u751f\u9650\u8cb8\u4e00\u6b21! 2024\u8fa6\u7406\u65b0\u9752\u5b89\u623f\u8cb8\u9084\u5212\u7b97\u55ce?\u5229\u7387\u88dc\u8cbc\u5230\u4ec0\u9ebc\u6642\u5019? \u64a5\u6b3e\u5f8c\u591a\u4e45\u623f\u5c4b\u53ef\u4ee5\u51fa\u79df\u5462?"},"content":{"rendered":"<p class=\"\">\u5047\u5982\u8981\u8cb8\u6b3e1000\u842c\u5143\u8cb7\u623f\u5b50\uff0c\u4f60\u77e5\u9053\u76f8\u8f03\u65bc\u9996\u8cfc\u65b9\u6848\uff0c\u8fa6\u7406\u65b0\u9752\u5b89\u8cb8\u6b3e\u6bcf\u5e74\u53ef\u4ee5\u7701\u4e0b\u591a\u5c11\u5229\u606f\u55ce? \u7b54\u6848\u662f &#8211; <strong>\u6bcf\u5e74\u7d04\u53ef\u7701\u4e0b4\u842c\u5143!<\/strong> \u4f46\u96a8\u8457\u5167\u653f\u90e8\u7684<strong>\u5229\u606f\u88dc\u8cbc\u5c07\u57282026\/07\/31\u7d42\u6b62<\/strong>\uff0c\u52a0\u4e0a\u8d8a\u8da8\u56b4\u683c\u7684\u8cb8\u6b3e\u524d\/\u64a5\u6b3e\u5f8c\u5be9\u6838\u6a5f\u5236\uff0c\u8eab\u70ba\u9996\u8cfc\u65cf\u7684\u4f60\uff0c\u5728\u8cb7\u623f\u6642\u9078\u64c7\u65b0\u9752\u5b89\u9084\u662f\u6bd4\u8f03\u5212\u7b97\u55ce?<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">\u6709\u6301\u5206\u623f\u5c4b\u4e5f\u53ef\u7528\u65b0\u9752\u5b89? \u65b0\u9752\u5b89\u7684\u8cb8\u6b3e\u8cc7\u683c\u662f\u4ec0\u9ebc\u5462?<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1290\" height=\"726\" src=\"https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%88%87%E9%A6%96%E8%B3%BC%E7%9A%84%E7%94%B3%E8%B2%B8%E8%B3%87%E6%A0%BC-4.png?resize=1290%2C726&#038;ssl=1\" alt=\"\u65b0\u9752\u5b89\u8207\u9996\u8cfc\u7684\u7533\u8cb8\u8cc7\u683c\" class=\"wp-image-1259\" srcset=\"https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%88%87%E9%A6%96%E8%B3%BC%E7%9A%84%E7%94%B3%E8%B2%B8%E8%B3%87%E6%A0%BC-4.png?w=1920&amp;ssl=1 1920w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%88%87%E9%A6%96%E8%B3%BC%E7%9A%84%E7%94%B3%E8%B2%B8%E8%B3%87%E6%A0%BC-4.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%88%87%E9%A6%96%E8%B3%BC%E7%9A%84%E7%94%B3%E8%B2%B8%E8%B3%87%E6%A0%BC-4.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%88%87%E9%A6%96%E8%B3%BC%E7%9A%84%E7%94%B3%E8%B2%B8%E8%B3%87%E6%A0%BC-4.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%88%87%E9%A6%96%E8%B3%BC%E7%9A%84%E7%94%B3%E8%B2%B8%E8%B3%87%E6%A0%BC-4.png?resize=1536%2C864&amp;ssl=1 1536w\" sizes=\"auto, (max-width: 1290px) 100vw, 1290px\" \/><figcaption class=\"wp-element-caption\">\u65b0\u9752\u5b89\u8207\u9996\u8cfc\u7684\u7533\u8cb8\u8cc7\u683c<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">\u65b0\u9752\u5b89\u8cb8\u6b3e\u689d\u4ef6 VS \u9996\u8cfc\u8cb8\u6b3e\u689d\u4ef6<\/h2>\n\n\n\n<p class=\"\"><strong>\u8cb8\u6b3e\u7684\u91cd\u9ede\u67095\u500b\u90e8\u5206 &#8211; 1.\u5229\u7387  2.\u984d\u5ea6  3.\u5e74\u9650  4.\u5bec\u9650\u671f  5.\u7d81\u7d04\u8207\u5426 :<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1290\" height=\"726\" src=\"https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%B2%B8%E6%AC%BE-VS-%E9%A6%96%E8%B3%BC%E8%B2%B8%E6%AC%BE-3.png?resize=1290%2C726&#038;ssl=1\" alt=\"\u65b0\u9752\u5b89\u3001\u9996\u8cfc\u7684\u5229\u7387\u3001\u984d\u5ea6\u3001\u5e74\u9650\u3001\u5bec\u9650\u671f\u8207\u7d81\u7d04\u6bd4\u8f03\" class=\"wp-image-1233\" srcset=\"https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%B2%B8%E6%AC%BE-VS-%E9%A6%96%E8%B3%BC%E8%B2%B8%E6%AC%BE-3.png?w=1920&amp;ssl=1 1920w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%B2%B8%E6%AC%BE-VS-%E9%A6%96%E8%B3%BC%E8%B2%B8%E6%AC%BE-3.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%B2%B8%E6%AC%BE-VS-%E9%A6%96%E8%B3%BC%E8%B2%B8%E6%AC%BE-3.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%B2%B8%E6%AC%BE-VS-%E9%A6%96%E8%B3%BC%E8%B2%B8%E6%AC%BE-3.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E8%B2%B8%E6%AC%BE-VS-%E9%A6%96%E8%B3%BC%E8%B2%B8%E6%AC%BE-3.png?resize=1536%2C864&amp;ssl=1 1536w\" sizes=\"auto, (max-width: 1290px) 100vw, 1290px\" \/><figcaption class=\"wp-element-caption\">\u65b0\u9752\u5b89\u3001\u9996\u8cfc\u689d\u4ef6\u6bd4\u8f03<\/figcaption><\/figure>\n\n\n\n<p class=\"has-text-align-left\"><strong>\u5229\u7387 &#8211;<\/strong> <strong>\u65b0\u9752\u5b89\u539f\u5229\u7387\u5176\u5be6\u662f<mark style=\"background-color:rgba(0, 0, 0, 0);color:#f68e00\" class=\"has-inline-color\">2.275%<\/mark><\/strong>\uff0c\u5728\u653f\u5e9c\u88dc\u8cbc2\u78bc(0.5%)\u5f8c\uff0c\u624d\u8b8a\u6210\u6211\u5011\u73fe\u5728\u5e38\u807d\u5230\u76841.775%\uff0c\u6240\u4ee5\u75762026\/07\/31<strong>\u88dc\u8cbc\u5230\u671f\u6642\uff0c\u65b0\u9752\u5b89\u5229\u7387\u5c07\u9ad8\u65bc\u9996\u8cfc\u5229\u7387<\/strong>0.09%(1000\u842c\u8cb8\u6b3e\u6bcf\u5e74\u591a9000\u5143)\uff0c\u56e0\u6b64\u96a8\u8457\u6642\u9593\u7de9\u7de9\u9760\u8fd1\u9019\u500b\u622a\u6b62\u65e5\uff0c\u65b0\u9752\u5b89\u7bc0\u7701\u5229\u606f\u7684\u512a\u52e2\u4e5f\u9010\u6f38\u892a\u8272\u3002<br><br><strong>\u5e74\u9650 &#8211;<\/strong> \u5e74\u9650\u589e\u52a0\u6700\u76f4\u63a5\u7684\u597d\u8655\u5c31\u662f\u964d\u4f4e\u6bcf\u6708\u4ed8\u6b3e\u91d1\u984d\uff0c\u800c\u9019\u53c8\u6703\u884d\u751f\u51fa\u5169\u500b\u512a\u9ede :<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\">\u9084\u6b3e\u58d3\u529b\u6e1b\u8f15<\/li>\n\n\n\n<li class=\"\">\u964d\u4f4e\u8ca0\u50b5\u6bd4\uff0c\u56e0\u6b64<strong>\u53ef\u4ee5\u8ca0\u64d4\u66f4\u9ad8\u7e3d\u50f9\u7684\u623f\u5b50<\/strong><\/li>\n<\/ol>\n\n\n\n<p class=\"has-text-align-left\"><strong>\u203b\u8ca0\u50b5\u6bd4(\u6536\u652f\u6bd4)<\/strong> \u2013&nbsp;\u8a08\u7b97\u65b9\u5f0f\u70ba<strong>\u6bcf\u5e74\u8cb8\u6b3e\u7e3d\u652f\u51fa\/\u5e74\u6536\u5165<\/strong>\uff0c\u5047\u8a2d\u4f60\u7684\u5e74\u6536\u5165100\u842c\u5143\uff0c\u539f\u672c\u5c31\u6709\u4e00\u7b46\u8cb8\u6b3e\uff0c\u6bcf\u6708\u8981\u7e73\u672c\u606f2\u842c\u5143(\u5e74\u7e7324\u842c)\uff0c\u73fe\u5728\u65b0\u8fa6\u623f\u8cb8\uff0c\u8a66\u7b97\u5f8c\u6bcf\u6708\u8981\u7e733\u842c\u5143(\u5e74\u7e7336\u842c)\uff0c\u90a3\u4f60\u7684\u8ca0\u50b5\u6bd4\u5c31\u662f60%(24+36\u842c \/ 100\u842c)\uff0c\u800c<strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#f68e00\" class=\"has-inline-color\">60%\u4e5f\u662f\u9280\u884c\u666e\u904d\u80fd\u63a5\u53d7\u7684\u6700\u9ad8\u8ca0\u50b5\u6bd4\u4e0a\u9650<\/mark><\/strong><br><br><strong>\u5bec\u9650\u671f &#8211;<\/strong> \u6bd4\u9996\u8cfc\u65b9\u6848\u591a2\u5e74\u5bec\u9650\u671f\uff0c\u964d\u4f4e\u525b\u958b\u59cb\u7e73\u623f\u8cb8\u7684\u58d3\u529b\uff0c\u4f46\u7f3a\u9ede\u67092 :<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\">\u56e0\u70ba\u5bec\u9650\u671f\u662f\u5305\u542b\u5728\u8cb8\u6b3e\u5e74\u9650\u4e2d\u7684\uff0c\u5047\u5982\u4f60\u752840\u5e74\u9752\u5b89\u65b9\u6848\u642d5\u5e74\u5bec\u9650\u671f\uff0c\u90a3\u6524\u9084\u672c\u91d1\u7684\u671f\u9593\u5c07\u53ea\u5269\u4e0b35\u5e74\uff0c<strong>\u5bec\u9650\u671f\u904e\u5f8c\u6bcf\u6708\u4ed8\u6b3e\u91d1\u984d\u5c07\u63d0\u9ad8\uff0c\u589e\u52a0\u8ca0\u50b5\u6bd4<\/strong>\uff0c\u53ef\u80fd\u8b93\u623f\u8cb8\u689d\u4ef6\u8b8a\u5dee\u3002<\/li>\n\n\n\n<li class=\"\">\u5bec\u9650\u671f\u5167\u662f\u4e0d\u6703\u9084\u672c\u91d1\u7684\uff0c\u6240\u4ee5\u9078\u64c7\u4f7f\u7528\u5bec\u9650\u671f\u7684\u8a71\uff0c\u8cb8\u6b3e\u671f\u9593\u8981\u7e73\u7684\u7e3d\u5229\u606f\u5c07\u7565\u9ad8\u65bc\u4e0d\u4f7f\u7528\u5bec\u9650\u671f\u3002<\/li>\n<\/ol>\n\n\n\n<p class=\"has-text-align-left\"><br><strong>\u8a3b1 :<\/strong> \u65b0\u9752\u5b89\u662f\u653f\u7b56\u6027\u8cb8\u6b3e\uff0c\u653f\u5e9c\u898f\u5b9a\u984d\u5ea6\u4e0a\u9650\u6700\u9ad8\u70ba1000\u842c\u5143\/8\u6210\uff0c\u90a3\u5982\u679c..<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\">\u4f60\u8cb7\u4e861\u95932000\u842c\u7684\u623f\u5b50\uff0c\u60f3\u7528\u65b0\u9752\u5b89\u8cb88\u6210(1600\u842c)\uff0c\u4f46\u9019\u500b\u8cb8\u6b3e\u91d1\u984d\u82071000\u842c\u5dee\u4e86600\u842c\u5143\uff0c\u4ee5\u54c8\u5229\u4efb\u8077\u7684\u516c\u80a1\u9280\u884c\u505a\u6cd5\uff0c\u6211\u5011\u6703\u518d\u5e6b\u4f60\u505a\u4e00\u500b\u9996\u8cfc\u8cb8\u6b3e\u88dc\u8db3\u5dee\u984d\uff0c\u6240\u4ee5\u6574\u500b\u8cb8\u6b3e\u6703\u8b8a\u6210 : 1000\u842c\u7528\u65b0\u9752\u5b89\u5229\u7387 + 600\u842c\u7528\u9996\u8cfc\u5229\u7387\u3002<\/li>\n\n\n\n<li class=\"\">\u9019\u6b21\u4f60\u8cb7\u7684\u623f\u5c4b\u7e3d\u50f9\u662f900\u842c\uff0c\u4f46\u5728\u54c8\u5229\u670d\u52d9\u7684\u9280\u884c\u53ef\u4ee5\u8cb8\u52308.5\u6210\uff0c\u90a3\u6211\u5011\u6703\u5c07\u9019\u7b46\u623f\u8cb8\u8b8a\u70ba\u7531720\u842c(8\u6210)\u7684\u65b0\u9752\u5b89 + 45\u842c(0.5\u6210)\u7684\u9996\u8cfc\u65b9\u6848\u7d44\u6210\u76848.5\u6210\u623f\u8cb8\u3002<\/li>\n<\/ol>\n\n\n\n<p class=\"has-text-align-left\"><br><strong>\u8a3b2 : <\/strong>\u90e8\u5206\u9280\u884c\u6703\u898f\u5b9a\u501f\u6b3e\u4eba\u7684\u5e74\u9f61 + \u623f\u8cb8\u5e74\u9650\u4e0d\u80fd\u9ad8\u65bc75\u300185\u5e74(\u9019\u5169\u500b\u6578\u503c\u6700\u5e38\u898b)\uff0c\u6240\u4ee5\u5982\u679c\u9280\u884c\u8a2d\u5b9a\u7684\u4e0a\u9650\u662f75\u5e74\uff0c\u800c37\u6b72\u7684\u4f60\u60f3\u7528\u65b0\u9752\u5b89\u623f\u6848\uff0c\u4e26\u4e14\u5c07\u501f\u6b3e\u671f\u9650\u62c9\u5230\u6700\u9577\uff0c\u90a3\u5e74\u9650\u5c07\u6703\u662f75-37=38\u5e74\uff0c\u800c\u4e0d\u662f40\u5e74\u54e6!<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">\u65b0\u9752\u5b89\u8cb8\u6b3e\u6bd4\u9996\u8cfc\u8cb8\u6b3e\u597d\u55ce?<\/h2>\n\n\n\n<p class=\"\">\u5728\u56de\u7b54\u9019\u500b\u554f\u984c\u524d\uff0c\u6211\u5011\u5148\u4f86\u56de\u9867\u4e00\u4e0b2022\u5e74\u5f8c\u7684\u9752\u5b89\u653f\u7b56\u6f14\u9032 :<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1290\" height=\"726\" src=\"https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/A-brief-history-of-government-subsidized-mortgage-after-2022with-water-mark.png?resize=1290%2C726&#038;ssl=1\" alt=\"2022\u5e74\u5f8c\u9752\u5b89\u8cb8\u6b3e\u6f14\u9032\u53f2\" class=\"wp-image-1243\" srcset=\"https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/A-brief-history-of-government-subsidized-mortgage-after-2022with-water-mark.png?w=1920&amp;ssl=1 1920w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/A-brief-history-of-government-subsidized-mortgage-after-2022with-water-mark.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/A-brief-history-of-government-subsidized-mortgage-after-2022with-water-mark.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/A-brief-history-of-government-subsidized-mortgage-after-2022with-water-mark.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/A-brief-history-of-government-subsidized-mortgage-after-2022with-water-mark.png?resize=1536%2C864&amp;ssl=1 1536w\" sizes=\"auto, (max-width: 1290px) 100vw, 1290px\" \/><figcaption class=\"wp-element-caption\">2022\u5e74\u5f8c\u9752\u5b89\u8cb8\u6b3e\u6f14\u9032\u53f2(\u8cc7\u6599\u4f86\u6e90:\u8ca1\u653f\u90e8\u65b0\u805e\u7a3f)<\/figcaption><\/figure>\n\n\n\n<p class=\"\"><strong>2022\/03\/23\u524d -\u300c\u4ec0\u9ebc\u662f\u9752\u5b89\u8cb8\u6b3e??\u300d\u6642\u671f<\/strong> :<br><strong>\u5176\u5be6\u57282022\u5e743\u6708\u5347\u606f\u524d\uff0c\u9752\u5b89\u7684\u5229\u7387\u8f03\u9996\u8cfc\u4f86\u5f97\u9ad8<\/strong>(\u9996\u8cfc\u5730\u677f\u50f9\u5229\u7387\u662f1.31%\uff0c\u9752\u5b89\u5229\u7387\u5247\u70ba1.4%)\uff0c\u56e0\u6b64\u9752\u5b89\u4e4f\u4eba\u554f\u6d25\uff0c\u5e7e\u4e4e\u53ef\u8aaa\u662f\u6c92\u6709\u623f\u8cb8\u6236\u8981\u627f\u505a(\u6211\u5f85\u7684\u5206\u884c\u662f\u623f\u8cb8\u653e\u6b3e\u5927\u884c\uff0c\u4f46\u534a\u5e74\u6709\u505a\u52302\u7b46\u5c31\u8981\u5077\u7b11\u4e86.. )\u3002<br><br><strong>2022\/03\/23~2023\/07\/31 -\u300c\u9752\u5b89\u597d\u50cf\u4e5f\u53ef\u4ee5\u54e6\u300d\u6642\u671f :<\/strong><br>2022\u5e743\u6708\u96a8\u8457\u592e\u884c\u5347\u606f1\u78bc\uff0c\u4e14\u653f\u5e9c\u8981\u6c42\u516c\u80a1\u884c\u5eab\u81ea\u884c\u5438\u6536\u534a\u78bc\u88dc\u8cbc\u9752\u5b89\u627f\u8cb8\u6236\uff0c\u9752\u5b89\u7684\u5229\u7387\u958b\u59cb\u7565\u70ba\u4f4e\u65bc\u9996\u8cfc\u5229\u7387 : \u9996\u8cfc\u5229\u7387\u662f1.56%\uff0c\u9752\u5b89\u5229\u7387\u5247\u70ba1.525%\uff0c\u5229\u5dee\u5927\u7d040.035%(1000\u842c\u8cb8\u6b3e\u6bcf\u5e74\u5dee3500\u5143)\uff0c\u89ba\u5f97\u4e0d\u7121\u5c0f\u88dc\u7684\u623f\u8cb8\u6236\u958b\u59cb\u5fc3\u52d5\uff0c\u6b64\u6642\u627f\u4f5c\u65b0\u9752\u5b89\u7684\u5ba2\u6236\u7d04\u4f5430%\u3002<br><br><strong>2023\/08\/01~2024\/06\/26 -\u300c\u4ec0\u9ebc\u662f\u9996\u8cfc? \u6211\u53ea\u8981\u65b0\u9752\u5b89\u5566\u300d\u671f :<\/strong><br>2023\u5e748\u67081\u865f\uff0c\u65b0\u9752\u5b89\u653f\u7b56\u91cd\u78c5\u51fa\u6aaf<strong>!<\/strong> \u6b64\u6642\u9996\u8cfc\u5229\u7387\u5df2\u96a8\u592e\u884c\u5347\u606f\u4f86\u52302.06%(\u73fe\u5247\u70ba2.185%)\uff0c\u800c\u65b0\u9752\u5b89\u5728\u653f\u5e9c\u52a0\u78bc\u88dc\u8cbc\u4e0b\uff0c\u50c5\u5c0f\u6f32\u81f31.775%\uff0c\u52a0\u4e0a\u501f\u6b3e\u5e74\u9650\u3001\u5bec\u9650\u671f\u7684\u9b06\u7d81\uff0c\u623f\u8cb8\u6236\u958b\u59cb\u5927\u91cf\u6e67\u5165\u9078\u64c7\u65b0\u9752\u5b89\u65b9\u6848\uff0c\u6211\u5011\u770b\u904e\u6700\u8a87\u5f35\u7684\u662f : \u6709\u5ba2\u6236\u56e0\u914d\u5076\u6709\u623f\u5b50\u4e86\uff0c\u4e0d\u60dc\u5148\u96e2\u5a5a\u4e5f\u8981\u8fa6\u65b0\u9752\u5b89..\u5920\u760b\u72c2\u5427XD<br><br><strong>2024\/06\/27\u5f8c -\u300c\u6b38\u6b38\u4e0d\u597d\u610f\u601d\uff0c\u8acb\u554f\u65b0\u9752\u5b89\u53ef\u4ee5\u5e6b\u6211\u6539\u56de\u9996\u8cfc\u55ce?\u300d\u6642\u671f :<\/strong><br>\u57282024\u5e743\u6708\u5347\u606f\uff0c\u65b0\u9752\u5b89\u7684\u88dc\u8cbc\u5229\u7387\u9054\u52302\u78bc(0.5%)\u5f8c\uff0c\u5167\u653f\u90e8(\u5411\u81ea\u5df1)\u958b\u4e86\u7b2c\u4e00\u69cd\uff0c\u8868\u793a\u4ee5\u5f8c\u4e0d\u5b9c\u5728\u518d\u6b21\u5347\u606f\u6642\u88dc\u8cbc\u5229\u7387\uff0c\u96a8\u5f8c\u796d\u51fa\u8981\u6536\u56de\u7533\u8cb8\u65b0\u9752\u5b89\u5f8c\u6c92\u6709\u81ea\u4f4f\uff0c\u53cd\u800c\u51fa\u79df\u7684\u6295\u8cc7\u5ba2\u53d7\u88dc\u8cbc\u7684\u5229\u606f\uff0c\u4e5f\u8b93\u9078\u64c7\u65b0\u9752\u5b89\u7684\u623f\u6771\u5011\u4eba\u5fc3\u60f6\u60f6\uff0c\u6240\u4ee5\u54c8\u5229\u548c\u540c\u4e8b\u5011\u6700\u8fd1\u5e38\u63a5\u5230\u624d\u525b\u64a5\u6b3e\u6c92\u591a\u4e45\uff0c\u5c31\u4f86\u96fb\u8a62\u554f\u66f4\u6539\u65b9\u6848\u7684\u96fb\u8a71\ud83d\ude05<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">\u7533\u8fa6\u65b0\u9752\u5b89\u64a5\u6b3e\u5f8c\u591a\u4e45\u53ef\u4ee5\u51fa\u79df? \u9280\u884c\u8ddf\u653f\u5e9c\u53c8\u600e\u9ebc\u77e5\u9053\u6211\u6709\u6c92\u6709\u79df\u51fa\u623f\u5c4b\u5462?<\/h2>\n\n\n\n<p class=\"\"><strong>\u7533\u8fa6\u65b0\u9752\u5b89\u5f8c\uff0c\u623f\u5c4b\u53ea\u8981\u5728\u8cb8\u6b3e\u671f\u9593\u90fd\u8981\u505a\u81ea\u4f4f\u4f7f\u7528<\/strong>(\u57fa\u672c\u4e0a\u5c31\u662f\u4e0d\u8981\u51fa\u79df\u5c31\u4e0d\u6703\u51fa\u554f\u984c)\uff0c\u90a3\u70ba\u4ec0\u9ebc\u9280\u884c\u8ddf\u653f\u5e9c\u6293\u5f97\u5230\u623f\u5c4b\u51fa\u79df\u5462?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u623f\u5ba2\u7533\u8acb\u79df\u91d1\u62b5\u6263\u6240\u5f97\u7a05 &#8211; \u76f8\u5c0d\u5730\uff0c\u653f\u5e9c\u5c31\u6703\u77e5\u9053\u623f\u6771\u79df\u91d1\u6240\u5f97\u7684\u767c\u751f\u5730\uff0c\u90a3\u518d\u62ff\u8a72\u5730\u5740\u8ddf\u516c\u80a1\u884c\u5eab\u65b0\u9752\u5b89\u8cb8\u6b3e\u7684\u64d4\u4fdd\u54c1(\u623f\u5c4b)\u6bd4\u5c0d\uff0c\u5c31\u53ef\u4ee5\u77e5\u9053\u65b0\u9752\u5b89\u623f\u8cb8\u6236\u662f\u5426\u51fa\u79df\u56c9\u3002<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E5%87%BA%E7%A7%9F%E5%8B%BE%E7%A8%BD.png?resize=800%2C450&#038;ssl=1\" alt=\"\" class=\"wp-image-1280\" srcset=\"https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E5%87%BA%E7%A7%9F%E5%8B%BE%E7%A8%BD.png?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E5%87%BA%E7%A7%9F%E5%8B%BE%E7%A8%BD.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/%E6%96%B0%E9%9D%92%E5%AE%89%E5%87%BA%E7%A7%9F%E5%8B%BE%E7%A8%BD.png?resize=768%2C432&amp;ssl=1 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\">\u5716\u7247\u4f86\u6e90 : \u884c\u653f\u9662<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u9280\u884c\u5167\u90e8\u5831\u8868 &#8211; \u54c8\u5229\u770b\u904e\u6709\u4e9b\u623f\u8cb8\u6236\u6703\u300c\u4ee5\u79df\u990a\u8cb8\u300d\uff0c\u4e5f\u5c31\u662f\u4ee5\u79df\u91d1\u4f86\u4ed8\u6bcf\u6708\u8cb8\u6b3e\u672c\u606f\uff0c\u4f46\u6211\u5011\u96fb\u8166\u7cfb\u7d71\u6703\u5b9a\u671f\u5be9\u8996\u662f\u5426\u6709\u7b2c\u4e09\u4eba\u7d93\u5e38\u6027\u8f49\u5165\u6b3e\u9805\u81f3\u623f\u8cb8\u6263\u6b3e\u5e33\u6236\u4e26\u7522\u751f\u5831\u8868\uff0c\u6b64\u6642\u884c\u54e1\u5c31\u6703\u8ddf\u4f60\u78ba\u8a8d\u662f\u6709\u6709\u51fa\u79df\u60c5\u6cc1\u767c\u751f\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"\">\u7d9c\u5408\u4e0a\u8ff0\u5169\u9ede(\u5c24\u5176\u662f\u7b2c1\u9ede\u7684\u79df\u5ba2\u5831\u7a05)\uff0c\u6703\u6bd4\u8f03\u5efa\u8b70\u5982\u679c<strong>\u7576\u521d\u7533\u8fa6\u65b0\u9752\u5b89\u7684\u4f60\uff0c\u672a\u4f86\u771f\u7684\u6c7a\u5b9a\u8981\u51fa\u79df\u623f\u5c4b\u6642\uff0c\u53ef\u4ee5\u5411\u539f\u8cb8\u9280\u884c\u8a62\u554f\u4e00\u4e0b\u7684\u6700\u65b0\u898f\u5b9a\uff0c\u770b\u662f\u5426\u8981\u628a\u65b0\u9752\u5b89\u8cb8\u6b3e\u8f49\u56de\u4e00\u822c\u623f\u8cb8<\/strong>\uff0c\u514d\u5f97\u88ab\u9280\u884c\u8ffd\u56de\u51fa\u79df\u5f8c\u6240\u6709\u7684\u5229\u606f\u88dc\u8cbc\u56c9!<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-medium-font-size\">\u8cc7\u6599\u4f86\u6e90<\/p>\n\n\n\n<p class=\"\"><a href=\"https:\/\/www.mof.gov.tw\/singlehtml\/384fb3077bb349ea973e7fc6f13b6974?cntId=281b7b26e1144d00aeaf4413b1b2c67e\" target=\"_blank\" rel=\"noopener\">\u5ef6\u9577\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u5be6\u65bd\u671f\u9593\u81f3111\u5e74\u5e95\u53ca\u5c07\u4e00\u6bb5\u5f0f\u6a5f\u52d5\u5229\u7387\u8abf\u964d\u81f31.40\uff05-\u8ca1\u653f\u90e8\u5168\u7403\u8cc7\u8a0a\u7db2 (mof.gov.tw)<\/a><br><a href=\"https:\/\/www.mof.gov.tw\/singlehtml\/384fb3077bb349ea973e7fc6f13b6974?cntId=05786e4c72d0448a9c7c1d3a514ec4d7\" target=\"_blank\" rel=\"noopener\">\u9752\u5b89\u8cb8\u6b3e\u5229\u7387\u8abf\u5347\u6e1b\u5c11\u534a\u78bc\u81f3\u4e0b\u6b21\u57fa\u6e96\u5229\u7387\u8abf\u5347\u6b62\uff0c\u6e1b\u8f15\u6c11\u773e\u8cfc\u5c4b\u8ca0\u64d4-\u8ca1\u653f\u90e8\u5168\u7403\u8cc7\u8a0a\u7db2 (mof.gov.tw)<\/a><br><a href=\"https:\/\/www.mof.gov.tw\/singlehtml\/384fb3077bb349ea973e7fc6f13b6974?cntId=23a1e71206fd4984b57880d0f93a476a\" target=\"_blank\" rel=\"noopener\">\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cfc\u5c4b\u512a\u60e0\u8cb8\u6b3e\u57fa\u6e96\u5229\u7387\u8abf\u5347\u534a\u78bc-\u8ca1\u653f\u90e8\u5168\u7403\u8cc7\u8a0a\u7db2 (mof.gov.tw)<\/a><br><a href=\"https:\/\/www.mof.gov.tw\/singlehtml\/384fb3077bb349ea973e7fc6f13b6974?cntId=7c21ff0396014dcab6b53c6243047007\" target=\"_blank\" rel=\"noopener\">\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cfc\u5c4b\u512a\u60e0\u8cb8\u6b3e\u53ca\u6e1b\u534a\u78bc\u63aa\u65bd\u5be6\u65bd\u671f\u9593\u81f3113\u5e74\u5e95-\u8ca1\u653f\u90e8\u5168\u7403\u8cc7\u8a0a\u7db2 (mof.gov.tw)<\/a><br><a href=\"https:\/\/www.mof.gov.tw\/singlehtml\/384fb3077bb349ea973e7fc6f13b6974?cntId=53d6694072ee4bb6991738a1c35dced2\" target=\"_blank\" rel=\"noopener\">\u8ca1\u653f\u90e8\u9752\u5b89\u8cb8\u6b3e\u81ea112\u5e748\u67081\u65e5\u8d77\u653e\u5bec\u689d\u4ef6\uff0c\u8cb8\u6b3e\u5229\u7387\u88dc\u8cbc\u63d0\u9ad8\u81f31.5\u78bc\u81f3115\u5e747\u670831\u65e5\u6b62-\u8ca1\u653f\u90e8\u5168\u7403\u8cc7\u8a0a\u7db2 (mof.gov.tw)<\/a><\/p>\n\n\n\n<p class=\"\"><a href=\"https:\/\/www.mof.gov.tw\/singlehtml\/384fb3077bb349ea973e7fc6f13b6974?cntId=a518c08ae1d24bc29a4688022244bb08\" target=\"_blank\" rel=\"noopener\">\u9752\u5b89\u8cb8\u6b3e\u56e0\u61c9\u592e\u884c\u5347\u606f\uff0c\u7531\u653f\u5e9c\u540c\u984d\u5229\u606f\u88dc\u8cbc\u534a\u78bc-\u8ca1\u653f\u90e8\u5168\u7403\u8cc7\u8a0a\u7db2 (mof.gov.tw)<\/a><\/p>\n\n\n\n<p class=\"\"><a href=\"https:\/\/www.moi.gov.tw\/News_Content.aspx?n=4&amp;s=316545\" target=\"_blank\" rel=\"noopener\">\u5167\u653f\u90e8\u5efa\u8b70 \u65b0\u9752\u5b89\u4e0d\u5b9c\u518d\u914d\u5408\u52a0\u78bc\u88dc\u8cbc (moi.gov.tw)<\/a><\/p>\n\n\n\n<p class=\"\"><a href=\"https:\/\/www.ey.gov.tw\/Page\/448DE008087A1971\/21deb5f2-8ba9-483b-9b8a-e39a1a7e9d9b\" target=\"_blank\" rel=\"noopener\">\u65b0\u9752\u5b89\u8cb8\u6b3e\u63a8\u52d5\u6210\u6548\u53ca\u512a\u5316\u63aa\u65bd (\u884c\u653f\u9662\u5168\u7403\u8cc7\u8a0a\u7db2-\u9662\u6703\u8b70\u6848) (ey.gov.tw)<\/a><\/p>\n<\/blockquote>","protected":false},"excerpt":{"rendered":"<p>\u96a8\u8457\u5229\u606f\u88dc\u8cbc\u5c07\u57282\u5e74\u5f8c\u505c\u6b62\uff0c\u52a0\u4e0a\u8d8a\u8da8\u56b4\u683c\u7684\u8cb8\u6b3e\u524d\/\u64a5\u6b3e\u5f8c\u5be9\u6838\u6a5f\u5236\uff0c\u8eab\u70ba\u9996\u8cfc\u65cf\u7684\u4f60\uff0c\u5728\u8cb7\u623f\u6642\u9078\u64c7\u65b0\u9752\u5b89\u9084\u662f\u6bd4\u8f03\u5212\u7b97\u55ce?<\/p>","protected":false},"author":1,"featured_media":1289,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[57],"tags":[60,69,70],"class_list":["post-1216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-57","tag-60","tag-69","tag-70"],"blocksy_meta":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/henrysfinancialnotes.com\/wp-content\/uploads\/2024\/07\/feature-image.jpg?fit=%2C&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/posts\/1216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/comments?post=1216"}],"version-history":[{"count":6,"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/posts\/1216\/revisions"}],"predecessor-version":[{"id":1303,"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/posts\/1216\/revisions\/1303"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/media\/1289"}],"wp:attachment":[{"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/media?parent=1216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/categories?post=1216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/henrysfinancialnotes.com\/en\/wp-json\/wp\/v2\/tags?post=1216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}